Agreement No.45 by Banco Central de Cuba’s Board of Directors dated February 23, 2001. Rules for determining the Minimum Liquidity Ratio for financial institutions.

Agreement 223-A by Banco Central de Cuba’s Board of Directors dated January 15, 2001. Measures against those not complying with regulations dictated by Banco Central de Cuba’s Banking Supervision.

Agreement No.27 by Banco Central de Cuba’s Board of Directors dated February 25, 2000. Rules on capital adequacy.

Agreement No.228 by Banco Central de Cuba’s Board of Directors dated November 23, 1998. On the rules for credit assets rating and provision policy.

Agreement No.227 by Banco Central de Cuba’s Board of Directors dated November 23, 1998. On the rules for granting loans to natural or juridical persons linked to financial institutions property or management.

Agreement No.226 by Banco Central de Cuba’s Board of Directors dated November 23, 1998. Rules on risk concentration.

Agreement No.116 by Banco Central de Cuba’s Board of Directors dated May 20, 1998. On the creation of the minimum reserve requirement for contingencies or future possible loss.

Agreement No.115 by Banco Central de Cuba’s Board of Directors dated May 20, 1998. On the rules for establishing capital requirement for beginning operations.